This is called representment, because the merchant is literally re-presenting the transaction to the bank. - Posted by Anonymous, Thanks to Blake Thomas, I got a fair settlement - Posted by Rhonda, No doubt, I got the highest settlement available!!!!! One of the most common reasons a cardholder may request a chargeback is the identification of fraudulent or unauthorized transactions on their account. I am Sara - the name of Mr. Andrew Cox caught my immediate attention Takes hours to reach customer care services representative, and Omg! 08/08/2016 Salazar v. NetSpend and MetaBank Definitely takes care of business and doesnt waste time! a complaint has been filed with target as well as federal trade commission and the office of the comptroller of the currency, Desired outcome: Thank you Blake Thomas. To get a Stumulus card that a mistake was made on it , or it got was lost. Several attempts in contacting both vanilla visa and your company was unbearable. If you'd like to suggest a new product or feature, please click here to let us know! From Avvo Reviews, Mr. Thomas was professional and quickly responsive to any questions I had. The FTC also alleges that NetSpend said it would grant provisional credit when consumers dispute charges on their cards, but often failed to live up to that promise. ComplaintsBoard.com is a leading complaint resolution website on the Internet. However, the process itself isnt quite as simple as it may seem at first. From Avvo Reviews, It has been a very long journey but Mr.Thomas kept me informed every step of the way. - Posted by Gerald, 10/10 would recommend - Posted by Anonymous, They communicated with me with every step of the way - Posted by Arkelia Denise, Very satisfied with his service - Posted by Bri Collins, Wonderful to work with - Posted by Rachel, Blake is the best - Posted by Ebony Jackson, Beyond satisfied with his work - Posted by Naomi Freeman, Very professional Definitely 5 stars - Posted by Michelle, If I could give more stars I would - Posted by Melani, Metabank settlement - Posted by Anonymous, Blake was amazing - Posted by Sistah Annette, He kept me informed - Posted by Clairesa Crabtree, He gets the job done! I am very happy with the results and would recommend to anyone dealing with a consumer fraud case. Step 2. One lady said I had so many cards she ddjnt want to look through when I I specifically gave her the account and routing number. From Facebook Reviews, Blake Thomas was so professional and fast! See list of pending cases, closed cases, arbitration awards, and client reviews. Click here to get notifications about new complaints of MetaBank. We also send you a courtesy copy of all of our correspondence. From Avvo Reviews, They communicated with me with every step of the way. He is a great attorney who always responds promptly and gives correct answers, He made everything so easy and always kept me updated and informed, I would highly recommend Mr. Thomas to anyone. This entity is known as the acquirer). Desired outcome: He handled my case professionally and efficiently. 3 Types of Payment Reversals: Whats the Difference? document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); function init_map(){var myOptions = {zoom:5,center:new google.maps.LatLng(43.496162,-96.78847999999999),mapTypeId: google.maps.MapTypeId.ROADMAP};map = new google.maps.Map(document.getElementById("gmap_canvas"), myOptions);marker = new google.maps.Marker({map: map,position: new google.maps.LatLng(43.496162, -96.78847999999999)});infowindow = new google.maps.InfoWindow({content:"Metabank
5501 S Broadband Ln
Sioux Falls SD 57108" });google.maps.event.addListener(marker, "click", function(){infowindow.open(map,marker);});infowindow.open(map,marker);}google.maps.event.addDomListener(window, 'load', init_map); Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a creditor to report information if they have actual knowledge that it is erroneous. In April 2018, changes to the Visa dispute resolution process, Visa Claims Resolution (VCR), went into effect. Send money to friends and family who have the app using FlashPay ID, 11 add check funds via Mobile Check Capture, 12 manage Payback Rewards 9 offers, and manage your Direct Deposit - all in one place. His communication about the whole process was seamless. It can often be difficult to determine which dispute resolution process is best for your particular situation. Thanks again Blake!! Forgot User Name | Forgot Password. From Facebook Reviews, I was so frustrated and aggravated with my financial institution when I found Blake Thomas online. Understandably, disputants are often confused about which process to apply to their situation. He was right when he filed suddenly they responded by wanting to settle. refund the funds stolen as supported by the documents emailed today. The first two, mediation and arbitration, are considered types of alternative dispute resolution ( ADR) because they are an alternative to litigation. Blake not only helped me get the money back but the company had to give me some money for the inconvenience as well. The process was speedy. Fast resolution and great communication. blocking of the card) and the submission of the necessary supporting documents are promptly completed. Great and efficient service each time! From Avvo Reviews, 5 stars. The monthly fee will be assessed at the time of the first load of funds on your Card and charged on the same day . The bank dispute process is an important consumer protection mechanism. You can clearly look at these an see something is up. Within a few. From Avvo Reviews, Mr. Thomas is an amazing attorney. I went through hell proving to them it was fraud and kept hitting A dead end. Vullings Law neither supports nor provides any opinion as to the statements made herein. Our lines are open 24/7. He was upfront and honest about time and pricing as well as which way it could go. Total of 16 charges! From Avvo Reviews, Hes very fast and a awesome lawyer!! From Avvo Reviews, Amex allowed over $10,000 to be stolen from my card. If you are a merchant, having a basic understanding of the bank dispute process might not be enough. I want my money & a new card. Protect your money and your card. - Posted by Kassandra Camacho, Fair, honest and kept me informed every step - Posted by Rhonda Cobb, I thought I didn't have a chance of getting any justice. He returned my lost money plus some. Otherwise, they may kick the package back to the merchant. while I still had money inside of it they wanted to keep charging monthly fees on the account. Considering the cost involved in filing a chargeback, it may be more cost-effective to them to simply eat the losses. To help ensure safe, secure transactions, we work with intermediaries of all types, including banks, and lending and savings institutions. Did you authorize anyone to pick up your inheritance fund from our branch in Ln Broadband S 5501, a On jan 9 2023 went to sleep with almost 400$ an wake up with 99$ with unauthorized usage to prime video in which I don't even have! Blake was quick, responsive and very helpful. Read full review of MetaBank and 1 comment. From Facebook Reviews, Great attorney, fast and and accurate communication. It could be pulled from the merchant account reserve on file with the bank, or directly from the merchant account. Debt Collection Harassment This process occurs strictly between the two banks. A dispute resolution manager will review your case and send the reporting organization a request for information. Blake was very helpful and patient with my case. From Avvo Reviews, Mr. Thomas was very clear and professional while handling my case. Details. This was my money stolen! would like my stimulus please. Each subsequent monthly cycle will end on the same day of the month each month. 12. Collection Agencies From Avvo Reviews, My login and card was hacked and everything was taken from my account. Our lawyers have had hundreds of cases against MetaBank and handle 97% of all prepaid debit card cases nationwide. I would recommend him to anyone I know he needs a lawyer dealing with fraud. Disputes may arise for a number of reasons including: I am very much dissatisfied with the whole situation. This process brings in an independent third-party called a dispute resolution entity to determine the appropriate amount the consumer must pay. Dial +1 (888) 684-4858. He got a settlement for me, and it was in a great timeframe! Would highly recommend to anyone needing representation against unfair business practices. The ONLY thing I can do is email the customer service email. I am forever grateful to him for helping me. Contain mathematical or accounting errors, Do not list post-purchase credits or returns, Do not reflect an established change of address, Failure to abide by codes and regulations, Transcripts of conversations held with the merchant. I used the money to buy some item and saved the rest for dental appointments or other important emergencies. From Avvo Reviews, At Christmas of all time was on way out town to purchase a gift for my son and had luckly located couple hours away.as I was purchasing card was declined, which day before had loaded card .that day was cleared and had lost money.no refund no explanation.Mr Thomas went in blind and in short time regained my money.Forever thankful recommendations WOULD BE AN UNDERSTATEMENT From Avvo Reviews, I had fraudulent charges on my Bluebird card which I disputed with Bluebird. Once the merchants representment package has been approved by the acquiring bank, they will forward it to the issuing bank for a final judgment. Consumer Class Action A MetaBank Account was used to receive funds in the amount $2630.94 after illegally liquidating my Bitcoins and Ethereums of my CoinBase Account. Thank you so much. He is professional, send updates as soon as he gets them. In this way, disputes are a means of protecting consumers against fraud. Disbursements, powered by Green Dot Bank, is a leading provider of disbursement solutions due to our experience, scale, and vertical integration Over 100 million payouts to bank accounts, prepaid debit . Dave.com uses Plaid.com to connect external banking information to their main account. Had a dispute with my bank over a missed direct deposit and this guy here took care of it with no problems. Thank you sir! In this step, the issuer can either accept the re-presented transaction, or reject it by filing a second chargeback (called an arbitration chargeback or a "pre-arb," depending on the card network). Very streight forward and after receiving all my details was able to successfully get it worked out for me. Even with damages of less than $100, you can often recover $500+. Some still require cardholders to call their local branch. transforms your pay process by replacing slow and costly traditional pay methods with affordable instant digital pay options. - Posted by Brandy Flores, Blake is fantastic! A very positive experience!! From Facebook Reviews, Did exactly what he said hed do. Fast resolution, great communication. I would HIGHLY recommend Me. TRULY AN AMAZING LAWYER. !From Avvo Reviews, Great Service! From Avvo Reviews, He has kept me informed every step of the way! I received my money back that was scammed from me and its a huge weight off of my shoulders. Within 1 day. I ABSOLUTELY RECOMMEND HIM!!!!! Despite the many hoops they must jump through, however, the process is surprisingly straightforward for cardholders. Our lines are open 24/7. - Posted by James Reasor, Excellent. with the dispute process if the requirements are complete. Find your bank's name. 11/22/2016 Colburn v. RushCard and MetaBank Checking Accounts, Debit Cards, Credit Cards, Prepaid Cards, etc. I've had another situation in the past & was never refunded my money. It blows my mind how these customer service reps can hold a job. Easy to get ahold of through email as well! From the main menu, select 'Help' and then 'File a Dispute' to start the dispute process. . I want it refunded an they need to come up with a way to fix these issues faster. I attached the police report, a description of what happened from Coinbase and a screenshot of the Metabank card that is still in my Coinbase (it is what the robber used). [protected]@comcast.net [protected]. OCC's Customer Assistance Group (CAG) helps customers resolve issues with national banks and their operating subsidiaries. how to add my Serve acct info to Dave.com via external banking. He did everything his firms website mentioned they were capable of doing. 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